First Time Home Buyer Blueprint (informational product created by McGrover Funding Corporation) may collect two different types of information, Personally Identifiable Information (“PII”) and Non-Personally Identifiable Information (“Non-PII”). PII that we collect is information that identifies you as an individual – and includes your name, address, telephone number, e-mail address, credit card information, billing address and shipping information. Non-PII is aggregated information, demographic information, IP addresses, user behavior data from web interaction metrics tools and other information that does not reveal your specific identity. PII and Non-PII may be collected anytime you access or use a First Time Home Buyer Blueprint website. PII and Non-PII may also be collected by First Time Home Buyer Blueprint during in-person discussions, telephone conversations, and electronic or other written communications. First Time Home Buyer Bueprint also collects information via cookies; blocking cookies may render you unable to access certain First Time Home Buyer Blueprint products, services, or websites.

First Time Home Buyer Blueprint uses PII to respond to your inquiries, provide you with services you have requested, keep you informed of services First Time Home Buyer Blueprint thinks may be of interest to you, and otherwise personalize your experience with First Time Home Buyer Blueprint, and other reasons. First Time Home Buyer Blueprint does not sell or lease PII about you to others, and may in some cases be liable for so doing under the Privacy Shield Framework outlined below. First Time Home Buyer Blueprint will provide your e-mail address to affiliates or users who refer you to us, or through whom you create a First Time Home Buyer Blueprint account. First Time Home Buyer Blueprint shares your PII with First Time Home Buyer Blueprint affiliates and third parties contracting with First Time Home Buyer Blueprint to provide services to you, including financial institutions, API integrators you have chosen, and other third party software services that you have chosen to assist you with our website. First Time Home Buyer Blueprint employees who design our databases and software, and those employees who provide you with customer service, along with our customer service software partners, also have access to PII as part of their job in providing services to You. First Time Home Buyer Blueprint may also share PII when required by law, or when you have expressly requested First Time Home Buyer Blueprint to do so. First Time Home Buyer Blueprint reserves the right to disclose and use your PII if First Time Home Buyer Blueprint believes it is necessary to: (a) respond to legal process, e.g., a subpoena; (b) respond to a law enforcement agency’s request; (c) enforce the Terms; or (d) protect the rights, privacy, safety, property, or operations of First Time Home Buyer Blueprint s or third parties;

Because Non-PII does not personally identify You, First Time Home Buyer Blueprint reserves the right to use and disclose to third parties Non-PII for any purpose.

First Time Home Buyer Blueprint maintains reasonable physical, administrative and technical safeguards to protect PII from loss, misuse, or unauthorized access, disclosure, alteration or destruction. First Time Home Buyer Blueprint enforces its Privacy Policy via self-assessment.

First Time Home Buyer Blueprint reserves the right to change this privacy notice, which changes will become effective upon posting of the revised notice on First Time Home Buyer Blueprint https://www.firsttimehomebuyerblueprint.com/privacy,or upon emailing of the changes to You at the email address You provided to First Time Home Buyer Blueprint, or as required by law.

Except where expressly stated by First Time Home Buyer Blueprint, First Time Home Buyer Blueprint is not affiliated or associated with operators of any third party websites that link to or are linked from any First Time Home Buyer Blueprint -maintained website. First Time Home Buyer Blueprint disclaims any responsibility for the accuracy or content of information found on third party websites that link to or are linked from any First Time Home Buyer Blueprint website. First Time Home Buyer Blueprint disclaims any responsibility for the security of any information (including without limitation credit card and personally identifiable information (“PII”)) that you may provide to any third party. First Time Home Buyer Blueprint reserves the right, at any time and in its sole and absolute discretion, to block links to any First Time Home Buyer Blueprint -maintained website through technological or other means without prior notice.

As a First Time Home Buyer Blueprint website user, you will be required to create an account with First Time Home Buyer Blueprint. You warrant that the information you provide First Time Home Buyer Blueprint is truthful and accurate, and that you are not impersonating another person. You are responsible for maintaining the confidentiality of any password you may use to access your First Time Home Buyer Blueprint account, and you agree not to transfer your password or User name, or lend or otherwise transfer your use of or access to your account, to any third party. You are fully responsible for all transactions with, and information conveyed to, First Time Home Buyer Blueprint under your account. You agree to immediately notify First Time Home Buyer Blueprint of any unauthorized use of your password or User name or any other breach of security related to your account. You agree that First Time Home Buyer Blueprint is not liable, and you will hold First Time Home Buyer Blueprint harmless, for any loss or damage arising from your failure to comply with any of the foregoing obligations.